Compare-Medicare.org Terms of Use

Acceptance of Terms

Important! Please read these Terms of Use and Privacy Policies located on this website carefully. This is a contract. By using this web site, you agree to these Terms and Conditions of Use, as well as the Privacy Policies contained therein (collectively referred to as the "Terms of Use"). IF YOU DO NOT AGREE TO THESE TERMS OF USE, YOU MAY NOT USE THIS SITE.

About This Site

Compare-Medicare.org is an online service provider, specializing in providing insurance quotes and connecting insurance shoppers with professionals who can assist them. This website provides a wide selection of health information and materials to assist users in researching healthcare options. These offerings and services are hereinafter referred to as "the Service". The plan comparison quotes and any interactive responses are not intended to be professional advice and are not intended to replace personal consultation with a qualified physician, pharmacist or other healthcare professional.

We do not give medical advice, nor do we provide medical or diagnostic services. Medical information changes rapidly. We do not guarantee that the content covers all possible insurance plans, participating doctors, prescription drug information, directions, precautions, drug interactions, or adverse effects that may be associated with any medical treatments or health problems that you may be experiencing.

Your reliance upon information and content obtained by you at or through this site is solely at your own risk. We do not assume any liability or responsibility for damage or injury (including death) to you, other persons or property arising from any use of any product, information, idea or instruction contained in the content or services provided to you.

Personal and Noncommercial Use Limitation

In order to use the Services, you must be at least 18 years of age. In consideration of your use of the Services, you agree to provide true, accurate and current information about yourself as prompted by the required registration forms. This Site is for your personal, noncommercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or service found on or obtained from the Site. With the exception of the foregoing limited authorization, no license or right in any copyright of Compare-Medicare.org or any other party is granted or conferred to you.

The Site is provided on an "as is" basis without warranties of any kind, either express or implied, including but not limited to warranties of title or implied warranties of merchantability, fitness for a particular purpose, or non-infringement, other than those warranties which are imposed by and incapable of exclusion, restriction or modification under the laws applicable to this agreement. Your use of this site is at your own risk. In no event shall Compare-Medicare.org or its agents, be liable for any loss or injury or any damages, either direct, indirect, punitive, special, incidental, consequential or otherwise, resulting from, or in any way connected to, the use of this site or any Compare-Medicare.org information such as participating insurance plans, participating doctors, prescription drug information or quotes provided on this Site, in each case regardless of whether such damages are based on contract, tort, strict liability, or those other theories of liability. Some jurisdictions do not allow the exclusion of implied warranties or consequential or incidental damages, so portions of the above-referenced exclusions may not directly apply to you. You hereby waive any and all claims against Compare-Medicare.org and its agents, arising out of your use of the site or any other Compare-Medicare.org information provided on this site.

Copyright and Proprietary Rights Information

The Site may contain technical inaccuracies or typographical errors or omissions. Compare-Medicare.org reserves the right to make changes, corrections and/or improvements to the Site, and to the products and programs described in such information, at any time without notice.

This Site contains and references trademarks, patents, trade secrets, technologies, products, processes or other proprietary rights of Compare-Medicare.org. No license or right to or in any such trademarks, patents, trade secrets, technologies, products, processes and other proprietary rights of Compare-Medicare.org is granted to or conferred upon you.

Any personal information gathered by Compare-Medicare.org is used only for the process of qualifying you for insurance products.

Available Services

The purpose of the Site is to provide consumers with the ability to receive comparative insurance quotations from our agents, based on the information you have provided. Once you have provided us with the information needed, by sufficiently completing an appropriate online form, we will refer that information to our agents, who may then contact you directly if we are able to provide you with a quotation for insurance coverage.

We reserve all the rights to our Site contents, and may at our discretion change the contents of the Site, or restrict access to certain sections of the Site, or to discontinue any aspect of the Site, including, but not limited to content, features, hours of availability, without notice or penalty.

Your Use of The Service

You must be at least 18 years of age to use the Service. You warrant and agree that, while using the Service, you will not do any of the following:

Links to the Web Site

You may not establish a hypertext "link" to the Web Site and/or distribute, modify or re-use the text or graphics of the Site unless you obtain prior express written permission from Compare-Medicare.org allowing you to do so.

Governing Law

Any disputes arising out of or related to the Site shall be governed by and construed and enforced in accordance with, the laws of the State of Florida applicable to contracts entered into and to be performed entirely within the State of Florida.

No Unlawful or Prohibited Use. As a condition of your use of the Site, you warrant to Compare-Medicare.org that you will not use the Site for a purpose that is unlawful or prohibited by these terms, conditions, and notices.

Disclaimer

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, WE MAKE NO REPRESENTATIONS OF WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THE USE OF THE SERVICE. WE DISCLAIM ALL WARRANTIES REGARDING THE ACCURACY OR RELIABILITY OF THE INFORMATION PROVIDED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE SECURE, UNINTERRUPTED, OR ERROR-FREE, WE DO NOT WARRANT THAT THE SERVICE WILL MEET YOUR REQUIREMENTS. NO ADVICE, RESULTS, OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH THE SERVICE WILL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.

WE ATTEMPT TO PROVIDE ACCURATE INFORMATION REGARDING INSURANCE PRODUCTS AND SERVICES; HOWEVER, WE CAN MAKE NO REPRESENTATION OR WARRANTY AS TO THE ACCURACY OR RELIABILITY OF THIS INFORMATION. AVAILABILITY OF PRODUCTS OR SERVICES MAY VARY BY STATE AND MAY NOT BE AVAILABLE TO YOU.

Indemnification

You agree to indemnify and hold harmless the Service (and its parents, directors, officers, employees, and agents) from any and all claims, liabilities, costs, and expenses, including reasonable attorneys’ fees and costs, due to or arising in any way from the use or misuse by you of the Service, your violation of these Terms and Conditions, your violation of any law, or infringement by you of any right of any person or entity.

Proprietary Rights

We retain all rights, title, and interest in and to the Service, including all content, data, materials, specific implementations of XHTML, CSS, and other code, the look and feel, the design, and all other aspects of the trade dress of this Site, and retain all intellectual and property rights therein.

Use of the Service by you does not grant to you ownership and any commercial use or exploitation of the Service by you is expressly prohibited. You may not exploit, copy, redistribute, or reproduce any aspect of the Service. Doing so may be a violation of applicable Federal and state laws and may subject you to liability.

Existing Insurance Coverage

Do not cancel any existing insurance until you receive written confirmation from the insurance company to which you are applying that your new policy is in effect.

Other

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the other provisions shall remain in full force and effect. Further, you agree that for any provision that may be found to be invalid and unenforceable, you shall ask the court to endeavor to give effect to the intent of the provision. These Terms and Conditions constitute the full understanding between you and us. You agree that any claim arising from or related to the Service must be filed within twelve (12) months of your use of the Service, regardless of any statute or law to the contrary.